Office
Insurance online application
Our online office insurance application is able to cater for and
provide instant cover for most types of small to medium sized office
insurance enquiries. When you complete our office insurance quote
form the details you provide are used for your online application
should you wish to take out cover on the spot. You can always return
to a quote at a later date to take up cover.
WHAT YOU NEED TO KNOW WHEN APPLYING FOR OFFICE
INSURANCE
When filling out our form you will be asked to provide the following
information which you should have to hand:
Your Contact Details
Your name, email, phone, and the address of the property to be insured.
Your Business type
You can choose from any of the following hundreds of trades whose
offices and businesses we cover
Your annual turnover
Our online application can currently only cope with small to medium
sized business insurance for companies with turnovers up to £2000000.
If your company turnover is larger than £2000000 then please
use our office insurance
enquiry form and you will be contacted by an office and business
insurance expert who will freely advise you regarding your cover
options.
Office contents cover
You will be asked to give values of your office contents for office
contents insurance if required:
Office buildings
cover
If you are the owner of the property you may take out this cover.
You will be asked to provide the rebuilding costs of the premises.
Office Security
You will be asked certain questions about the security of your premises
such as whether you have alarms, sprinklers, cctv etc fitted. Depending
upon the size of your office these measures could help reduce the
size of your premium. You will be required to have minimum levels
of office security, this usually means but may vary by policy -
All external entry/exit doors must be fitted with at least five
lever mortice deadlocks & all accessible windows must be fitted
with key operated window locks.
In order to satisfy the security requirments of an insurer any alarm
must be installed and maintained by an approved NACOSS/SSAIB member
and must be in operation. If the alarm is not has not been correctly
installed and maintained then it will not qualify for insurance
security purposes. Smaller home offices may not require an alarm,
our application will inform you of the alarm conditions applicable.
Are the office premises occupied overnight by you or your employees?
You may receive a discount if they are. This is particularly applicable
to working from home offices.
No Claims Discount
How many years have you continuously been insured without any claims
or suffered any losses? A discount will only be applied if the period of continuous insurance
is immediately prior to this policy.
GET A QUOTE
Having answered the few above questions, you will immediately be
given a quote from at least three companies to compare. You can
then proceed to check cover and purchase online. The complete process
only takes a couple of minutes. If for any reason there is a problem
with the system and in the unlikely event that no quotes are returned,
you can call us on 0845 450 5360 with the quote reference number
and an office insurance expert will find you cover.
Cheaper Office Insurance Premiums
Office-Insurance.com brokers policies through a centralised electronic
underwriting exchange which ensures you get the right office insurance
cover at the most competitive premiums available online!
Most of the UK's top insurance companies are members of the exchange.
Quotes and online cover are provided by Groupama, NIG, AXA, AIG,
Zurich Commercial, Norwich Union and many other insurance companies
and underwriters
Instant Quotes to compare and buy online
You simply answer a few questions about your office insurance requirements
and multiple quotes and the option to buy are returned instantly
from competing Insurers.
Flexible cover options
Our Office Insurance policies are flexible allowing you to to choose
from different sections of office insurance cover and the level
of cover for your particular office circumstances.
Choose from a range of office insurance covers:
Office Business Interruption cover - Covers you
for loss of income if you’re unable to carry on your business
at your office as a result of a claim under your buildings and contents
policy. This includes any additional costs you incur to keep yourself
in business. You can choose any cover limit up to £500000
and an indemnity period of up to two years.
Employers’ liability up to £10 million
Public liability up to £2 million
Optional Extras available
Quotes are offered from multiple companies, however cover may vary
from company to company and you should always read the policy details
before purchasing.
Keyman
Insurance
Protect your business by protecting your key office personnel with
this excellent value package from James Hallam the UK's leading
Keyman insurance provider
Payment Methods
A variety of payment methods are available. Choose whether you want
to pay by direct debit or credit card
We are covered by the Financial Services Compensation Scheme
