Protect your business with office insurance
Office Insurance online
Our online
office insurance application is able to cater for and provide
instant cover for most types of small to medium sized office insurance
enquiries. If you are a larger enterprise, have multiple premises,
specialist requirements or wish to be contacted by an office insurance
risks specialist - please use our office
insurance enquiry facility.
Office-Insurance.com online delivers:
instant online cover to suit your business and office needs
the flexibility to develop your office insurance cover as and when
your business requires.
excellent offline service alongside value for money, from UK companies
you can trust
Competitive Office Insurance Premiums - Compare
the market!
Office-Insurance.com brokers policies through a centralised electronic
underwriting exchange which ensures you get the right office insurance
cover at very competitive premiums!
Most of the UK's top insurance companies are members of the exchange.
Enter your details once and the following insurance companies will
compete for your business, including AIG, MMA, Norwich Union, Zurich
Commercial, Groupama, Axa and many more including specialist office
underwriters.
 
    
Instant Quotes to compare and buy online
By answering a few questions about your office insurance requirements
on one page - multiple quotes and the option to buy are returned
instantly from competing Insurers. With a minimal amount of questions
you can get multiple quotes in under two minutes covering the majority
of the UK office insurance market. You can also recall quotes at
a later date.
Our Office Insurance system offers both standard and enhanced cover
options. The standard policy provides cover for various risks including
public and employers liability, contents cover, and tenants improvements.
The enhanced options give the client the choice to increase the
level of public liability, business interruption and all risks cover
to name but a few, allowing the policy to be tailored to suit individual
needs.
Terms and conditions in most cases are given instantly and cover
can often be arranged straight away. You can choose to spread the
costs of premiums by monthly direct debit.
COVERS
All risks cover
Automatic reinstatement of sums insured after a loss
Replacement values of contents
Loss of or damage to documents, computer disks or tapes
Breakdown or failure of computer equipment
Loss or damage to computer records
Minimise the interruption to work on damaged computer equipment
Recompile or restore damaged data as a result of damaged as covered
by the contents section
Costs to modify equipment or records to ensure compatibility with
replacement computer equipment
Costs incurred through additional rental of equipment
Accidental breakage to fixed glass or sanitaryware
Damage to signs
Loss of or damage to goods in transit
Replacement of locks or keys following a theft
Loss of money
Loss or damage to documents while removed from the office
Loss or damage to contents while at an exhibition
Rent whilst premises are untenantable
Loss of metered water
Damage to landscaped gardens caused by Emergency Services
values of buildings
Damage to cables, drains and underground pipes
Subsidence cover
Cover for tracing and making good leaking pipes, drains and cables
Theft by employees
All risks on specified items
Terrorism cover
Assault to employees following robbery or attempted robbery
Death
Total loss or permanent and total loss of use of one or more limbs
Loss of sight
Temporary total disablement
Damage to clothing and personal effects
Loss of business income resulting from damage under contents
Cover for outstanding debts where business accounts are lost due
to damage
Loss of business income as a result of damage at suppliers
Loss of business income from denial of access to premises as a result
of damage to others in the vicinity
Loss of business income due to murder or suicide at the premises
or human disease
Employers liability
Public liability
Products liability
Cover for legal costs in respect of Health and Safety
Indemnity to principle
CLICK
HERE TO COMPARE OFFICE INSURANCE QUOTES
Flexible cover options
Our Office Insurance policies are flexible allowing you to to choose
from different sections of office insurance cover and the level
of cover for your particular office circumstances.
Choose from a range of office insurance covers:
Our online office insurance policies include optional covers
for
Office
Contents Insurance Cover - covers your office contents,
furniture, fittings, computers, fax machines , telephone system
and office files if required
You can choose to cover:
Business equipment any amount up to £500000
Office equipment including furniture any amount up to £500000
Business files any amount up to £500000
Office
Buildings Insurance Cover - covers
the rebuilding costs of your office up to £500000
Terrorism cover is available if required.
Business premises buildings and contents are covered against most
forms of accidental loss or damage including theft, malicious damage
or riot, fire, lightning, explosion, burst water pipes, storms and
flooding
Office Business Interruption cover - Covers you
for loss of income if you’re unable to carry on your business
at your office as a result of a claim under your buildings and contents
policy. This includes any additional costs you incur to keep yourself
in business. You can choose any cover limit up to £500000
and an indemnity period of up to two years.
Employers’ liability up to £10 million
Public liability up to £2 million
No claims bonuses - Large no claims bonuses are
applicable if you currrently hold office insurance and are claim
free for a number of years which varies by provider.
Optional Extras available
Quotes are offered from multiple companies, however cover may vary
from company to company and you should always read the policy details
before purchasing.
Payment Methods
A variety of payment methods are available. Choose whether you want
to pay by direct debit or credit card
We are covered by the Financial Services Compensation Scheme
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2000-2008. UK Commercial (Insurance)
ltd. All rights reserved
Authorised and regulated by the Financial Service Authority FSA
No. 315289 for the marketing and selling of office insurance in
the United Kingdom. UK
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